Skip to content
Module

Your bank, connected and reconciled on its own

Connect your accounts via Open Banking, import movements every day and let reconciliation happen almost by itself. PSD2 security, with no stored credentials.

PSD2 · Open Banking

Official and secure bank connection

We use PSD2-regulated payment service providers with your explicit consent. We never store your credentials: we work with revocable access tokens, end-to-end encryption and strong authentication. You decide which accounts to connect and can revoke access whenever you want.

Banking

Reconciliation that almost does itself

Open Banking and an intelligent reconciliation algorithm working to save you hours of manual work.

PSD2 / Open Banking

Connect your accounts through regulated PSD2 providers with explicit consent. Official access, not grey solutions.

Automatic reconciliation

An intelligent matching algorithm weighs amount, date and concept to pair each movement with its invoice or entry. You reconcile in minutes what used to take hours.

Transactions

Import all movements from your accounts: deposits, charges, transfers and fees, with their date and concept.

Categorization

Each movement is tagged by accounting category automatically, speeding up the close and treasury reports.

Multi-account

Bring together all your accounts from different banks in a single panel. One treasury view for the whole company.

Smart matching

The system suggests the optimal pairing between payments/collections and invoices, and you only confirm or adjust the doubtful ones.

How it works

From connection to the treasury report

A daily flow that keeps your accounts always up to date.

1

Connect your bank

You authorize access via Open Banking with PSD2 consent, securely.

2

Import transactions

Movements are downloaded automatically every day, with no manual files.

3

Reconcile

The system pairs each charge and deposit with its corresponding invoice or entry.

4

Categorize and report

Everything is classified and feeds your treasury and accounting reports.

Integrations

Banking feeds accounting and invoicing

Each reconciled movement matches your invoices and your entries.

FAQ

Questions about bank synchronization

Security and trust come first when connecting your bank. We address it here.

Is it safe to connect my bank?

Yes. The connection is made through payment service providers regulated under the PSD2 directive, with your explicit consent and strong authentication. LAVORA never stores your banking credentials: we use revocable access tokens and encryption in transit and at rest, complying with banking security standards.

Is reconciliation automatic?

Mostly, yes. Our engine analyzes amounts, dates and concepts with a weighted scoring algorithm (amount, date and concept) to automatically pair each bank movement with its invoice or entry. You only review the doubts the system cannot resolve with sufficient confidence, which reduces hours of manual work to minutes.

Which banks does it support?

We work with Open Banking providers that cover practically all of Spanish and European banking (BBVA, Santander, CaixaBank, Sabadell, Bankinter, ING, Kutxabank and many more). If your entity supports PSD2, you will be able to connect it. Write to us to confirm coverage for your specific bank.

Connect your bank with total security

Less manual reconciliation work and more control over your treasury.

Try for free